Boat insurance is readily available here in Central Florida from most insurance providers. Most policies provide property, liability, bodily injury and medical coverage. Annual premiums for the average 18' to 20' runabout are in the $300 to $500 range depending on deductibles and coverage limits.
Our suggestion is to contact your current auto or homeowner's insurance company first to see what they can offer. If they can't help you, let us steer you to a provider that can.